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106 N Main Street, Homer, IL 61849.
Endless Potential, Exceptional value. Motivated Opportunity! Opportunity meets versatility in this unique live/work property in the heart of Homer! This spacious 2-story building offers nearly 1,900 sq ft of functional space, featuring 2 oversized bedrooms upstairs and a flexible main level layout perfect for residential living, home business, or creative use. The main floor includes an updated kitchen with newer appliances, a large living area, dedicated office/foyer space, and a beautifully remodeled full bathroom with tile finishes. Upstairs, you'll find two generously sized bedrooms with great natural light. A standout feature is the massive 3-car tandem attached garage (over 55 feet deep), ideal for contractors, hobbyists, storage, or small business operations. The property also offers 3-phase electric capability, opening the door for a variety of commercial or workshop uses. Major updates have already been completed, including HVAC, roof, windows, insulation, electrical improvements, and interior finishes-providing peace of mind and long-term value. Situated on a manageable lot with a backyard, this property delivers incredible flexibility at an affordable price point-perfect for owner-occupants, investors, or entrepreneurs looking for space to grow.
MLS ID: 12558900
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106 N Main Street, Homer, IL 61849.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $115,000 | $115,000 | $115,000 |
| Down Payment | $23,000 | $4,025 | $28,750 |
| Monthly Mortgage Amount | $537 | $677 | $699 |
| Taxes | $160 | $160 | $160 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $51 | $0 |
| Monthly Estimated Total | $797 | $988 | $959 |