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530 Cumberland Trail , Elgin, IL 60123.
This home is perfect! It is truly a meticulously rehabbed home designed with the highest craftsmanship! And, it is nearly brand new! Wait until you see it. Walk into an inviting open concept floor plan dressed with warm wall colors, dotted with recessed lighting and adorned with real hardwood flooring featuring a satin finish and a water-based stain. Then. Watch as natural crisp sunlight pours in from all directions, and warms up your home, and your heart. Unwind in your living room, and gaze out the front window: and daydream; or, enjoy those festive holiday parties with family and friends in your dining room, which is dressed with a contemporary, linear chandelier that further adds character to the space. The living room and dining room then opens up into another world: a stunning kitchen, a first floor powder room tucked away in the right spot, a masterful family room and a heartwarming sun room. The kitchen is beautiful. It is is accentuated with 42 white oak, shaker style, soft close kitchen cabinets, brushed gold handles and fixtures, under cabinet lighting, a tastefully curated calacatta laza quartz countertop chased up to the backsplash and, of course, high-end Bosch appliances to match the vibe. Continue that lively conversation with family and friends on your kitchen peninsula or easily add a table and chairs in the area between the kitchen and the family room, and peek out into your sprawling yard and watch over the little ones run amok. It gets even more amazing! The family room is accentuated with real cedar wood ceiling beams that add a perfect touch to an already stunning place. Turn on your gas woodburning fireplace, kick your feet up on the ottoman, cuddle up with your favorite people and watch your favorite show. It makes for memorable moments. But wait. There is also more. The sunroom is pretty spectacular. It is light and bright and airy, and it is filled with: natural sunlight. This space is versatile in its uses from an additional family room to a play room to a green room to an office. And there is still more. Let us head upstairs! There are four bedrooms on the second floor. Each bedroom is spacious with ample closet space; each bedroom is decorated with the same trim from the first floor all the way up to the second floor along with shaker style closet doors and then decked out with black hardware. There is a full bathroom on the second floor; this designer bathroom stuns with its double vanity sink laid with a quartz countertop, a mirror outlined in black trim, black hardware fixture accents, linear LED lighting and immaculately set ceramic tiles; there is also a modern soaking tub in this space, which further adds to the functionality of this home. Then, the primary bedroom: it is very spacious, serene and it features a primary closet and a primary bathroom. This space is your private sanctuary. The primary bathroom is alluring with its modern designed double vanity adorned with a calacatta laza
MLS ID: 12618460
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530 Cumberland Trail , Elgin, IL 60123.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $675,000 | $675,000 | $675,000 |
| Down Payment | $135,000 | $23,625 | $168,750 |
| Monthly Mortgage Amount | $3,194 | $3,974 | $4,136 |
| Taxes | $939 | $939 | $939 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $297 | $0 |
| Monthly Estimated Total | $4,330 | $5,407 | $5,272 |