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659 Southgate Drive , Davis, IL 61019.
Over 4,000 square feet WITH PARTIAL LAKE VIEWS, HEATED 3-CAR GARAGE and backs up to Cardinal Park for additional privacy! Built with quality 2x6 construction, this spacious home welcomes you with a grand foyer and features hardwood flooring and abundant natural light from Andersen windows throughout. The large kitchen offers an island, pantry, TONSOF CABINET SPACE, and opens seamlessly to the family room-perfect for everyday living and entertaining. Enjoy vaulted ceilings, THREE FIREPLACES, an additional living room, and a formal dining room overlooking the deck and backyard. The upper level features four generously sized bedrooms, while the main-level flex room can serve as a fifth bedroom or home office. The finished lower level includes a wet bar/kitchenette and offers extensive storage space. Step outside to a beautifully designed Japanese garden with walking stones and a deck complete with a built-in gas line for grilling. Additional highlights include a HEATED 3-CAR GARAGE, zoned heating and cooling, and a smart thermostat. Furnace and C/A (2020), Ideally located in the heart of Lake Summerset-this home truly has it all! Enjoy access to all of the community amenities Lake Summerset has to offer! Located in the gated Lake Summerset community-known for its 285-acre stocked lake-residents enjoy two beaches, marinas, a heated pool, splash pad, tennis, pickleball, disc golf, a dog park, playgrounds, and year-round events. It looks great! Within walking distance to pool, splash pad, bocce, pickle ball and tennis courts. Just 30 minutes from Rockford, Freeport, and Monroe WI, and 90 minutes from Chicago via I-90. This is a MUST SEE!
MLS ID: 12616910
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659 Southgate Drive , Davis, IL 61019.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $415,000 | $415,000 | $415,000 |
| Down Payment | $83,000 | $14,525 | $103,750 |
| Monthly Mortgage Amount | $1,964 | $2,443 | $2,543 |
| Taxes | $578 | $578 | $578 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $183 | $0 |
| Monthly Estimated Total | $2,663 | $3,325 | $3,242 |