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8 Fern Street, Urbana, IL 61802.
Welcome to your well-maintained 2 bedroom, 2 bathroom home located in Spruce Commons community in Urbana. Built in 2019, this home offers peace of mind for all persons looking to move into a home without drawbacks of dated appliances, mechanical systems or exterior finishes. The interior features a functional, open concept layout with a bright living space, a fully equipped kitchen, designated in-unit laundry, and two full bathrooms for privacy and flexibility. Ideal for homeowners seeking low-maintenance living in a quiet community with easy access to nearby amenities, healthcare, and shopping.
MLS ID: 12620815
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8 Fern Street, Urbana, IL 61802.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $34,900 | $34,900 | $34,900 |
| Down Payment | $6,980 | $1,222 | $8,725 |
| Monthly Mortgage Amount | $163 | $205 | $212 |
| Taxes | $49 | $49 | $49 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $15 | $0 |
| Monthly Estimated Total | $312 | $369 | $361 |